Buyer’s Checklist

Buying a home is an exciting process that can be a bit overwhelming at times. Here are some tips that can smooth the way.

  1. nc mountain homes for saleSee only the number of houses in a day that you can easily remember. Seven is generally a good limit. Any more than that, and the details can become fuzzy. You may also bring along a digital camera and record shots of each house to help you review them later.
  2. Make a list of the features and amenities that are important to you in a home, such as number of bedrooms and bathrooms, garage, acreage, etc.
  3. Share your wish list with your agent and discuss with them in detail the type of house you are looking for. This will help him or her choose homes to show you that most closely meet your needs.
  4. In addition to your camera, it may be helpful to bring along a notepad and an area map to make notes and compare different properties. A tape measure is helpful in determining if the floor plan will accommodate that favorite antique.
  5. Your agent will go over the Seller’s Disclosure form with you. Be sure to ask any questions needed to clearly understand the information provided.
  6. You can check with local utility companies to obtain the highest and lowest utility bills in the area over the last 12 months. Keep in mind however, that the size of the home, and especially the level of insulation and weatherproofing, as well as type of heat source will greatly impact each homes individual utility usage. You may also request from an individual seller their last years utility bill totals.
  7. Don’t be afraid to ask questions.
  8. Shop around for the right loan to fit your budget and investment needs. Educate yourself on the various types of loans available.
  9. Shop around for homeowners insurance. Policies should at least protect the amount the home is worth, including its contents.
  10. Last, go with your instincts! After assessing all practical factors, choose the home that feels right.